LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,849
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,871
−HK$1,038/mo
Today · 4.125%
HK$34,909
baseline
▲ 0.50% · 4.625%
HK$37,033
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,818/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,544
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,525
−HK$994/mo
Today · 4.125%
HK$38,519
baseline
▲ 0.50% · 4.625%
HK$40,549
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,038/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,419
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,645
−HK$1,246/mo
Today · 4.125%
HK$41,891
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,549/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,782/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,853
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,030
−HK$1,193/mo
Today · 4.125%
HK$46,223
baseline
▲ 0.50% · 4.625%
HK$48,659
+HK$2,436/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,446/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,989
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,420
−HK$1,453/mo
Today · 4.125%
HK$48,873
baseline
▲ 0.50% · 4.625%
HK$51,847
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$97,746/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,162
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,534
−HK$1,392/mo
Today · 4.125%
HK$53,926
baseline
▲ 0.50% · 4.625%
HK$56,769
+HK$2,843/mo
Deposit HK$4.32M · loan HK$10.08M · min. income ≈ HK$107,852/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,129
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,968
−HK$1,869/mo
Today · 4.125%
HK$62,837
baseline
▲ 0.50% · 4.625%
HK$66,660
+HK$3,823/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,674/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,780
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,544
−HK$1,790/mo
Today · 4.125%
HK$69,334
baseline
▲ 0.50% · 4.625%
HK$72,989
+HK$3,655/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,668/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,224 · Scale 2, in force from 26 Feb 2026)