LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,853
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,875
−HK$1,039/mo
Today · 4.125%
HK$34,914
baseline
▲ 0.50% · 4.625%
HK$37,038
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,828/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,549
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,529
−HK$995/mo
Today · 4.125%
HK$38,524
baseline
▲ 0.50% · 4.625%
HK$40,554
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,048/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,424
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,650
−HK$1,246/mo
Today · 4.125%
HK$41,896
baseline
▲ 0.50% · 4.625%
HK$44,446
+HK$2,550/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$83,792/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,859
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,035
−HK$1,193/mo
Today · 4.125%
HK$46,228
baseline
▲ 0.50% · 4.625%
HK$48,665
+HK$2,437/mo
Deposit HK$5.76M · loan HK$8.64M · min. income ≈ HK$92,456/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,995
−HK$2,884/mo
▼ 0.25% · 3.875%
HK$47,425
−HK$1,454/mo
Today · 4.125%
HK$48,879
baseline
▲ 0.50% · 4.625%
HK$51,853
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,758/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,169
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,541
−HK$1,392/mo
Today · 4.125%
HK$53,933
baseline
▲ 0.50% · 4.625%
HK$56,776
+HK$2,843/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,866/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,136
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,975
−HK$1,869/mo
Today · 4.125%
HK$62,844
baseline
▲ 0.50% · 4.625%
HK$66,668
+HK$3,824/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,688/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,788
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,553
−HK$1,790/mo
Today · 4.125%
HK$69,343
baseline
▲ 0.50% · 4.625%
HK$72,998
+HK$3,655/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,686/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,291 · Scale 2, in force from 26 Feb 2026)