LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,855
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,877
−HK$1,039/mo
Today · 4.125%
HK$34,916
baseline
▲ 0.50% · 4.625%
HK$37,040
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,832/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,551
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,532
−HK$994/mo
Today · 4.125%
HK$38,526
baseline
▲ 0.50% · 4.625%
HK$40,557
+HK$2,031/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,052/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,426
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,653
−HK$1,246/mo
Today · 4.125%
HK$41,899
baseline
▲ 0.50% · 4.625%
HK$44,448
+HK$2,549/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$83,798/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,861
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,038
−HK$1,193/mo
Today · 4.125%
HK$46,231
baseline
▲ 0.50% · 4.625%
HK$48,668
+HK$2,437/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$92,462/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,997
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,428
−HK$1,454/mo
Today · 4.125%
HK$48,882
baseline
▲ 0.50% · 4.625%
HK$51,856
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,764/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,172
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$52,544
−HK$1,392/mo
Today · 4.125%
HK$53,936
baseline
▲ 0.50% · 4.625%
HK$56,779
+HK$2,843/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,872/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,140
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$60,979
−HK$1,869/mo
Today · 4.125%
HK$62,848
baseline
▲ 0.50% · 4.625%
HK$66,672
+HK$3,824/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,696/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,792
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,557
−HK$1,790/mo
Today · 4.125%
HK$69,347
baseline
▲ 0.50% · 4.625%
HK$73,002
+HK$3,655/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,694/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,324 · Scale 2, in force from 26 Feb 2026)