LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,856
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,878
−HK$1,038/mo
Today · 4.125%
HK$34,916
baseline
▲ 0.50% · 4.625%
HK$37,041
+HK$2,125/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,832/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,552
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,532
−HK$995/mo
Today · 4.125%
HK$38,527
baseline
▲ 0.50% · 4.625%
HK$40,557
+HK$2,030/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,054/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,427
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,653
−HK$1,246/mo
Today · 4.125%
HK$41,899
baseline
▲ 0.50% · 4.625%
HK$44,449
+HK$2,550/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$83,798/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,862
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,038
−HK$1,194/mo
Today · 4.125%
HK$46,232
baseline
▲ 0.50% · 4.625%
HK$48,669
+HK$2,437/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$92,464/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,998
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,429
−HK$1,454/mo
Today · 4.125%
HK$48,883
baseline
▲ 0.50% · 4.625%
HK$51,857
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,766/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,172
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,545
−HK$1,392/mo
Today · 4.125%
HK$53,937
baseline
▲ 0.50% · 4.625%
HK$56,780
+HK$2,843/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,874/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,140
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,980
−HK$1,869/mo
Today · 4.125%
HK$62,849
baseline
▲ 0.50% · 4.625%
HK$66,673
+HK$3,824/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,698/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,793
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,558
−HK$1,790/mo
Today · 4.125%
HK$69,348
baseline
▲ 0.50% · 4.625%
HK$73,003
+HK$3,655/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,696/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,331 · Scale 2, in force from 26 Feb 2026)