LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,857
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,879
−HK$1,039/mo
Today · 4.125%
HK$34,918
baseline
▲ 0.50% · 4.625%
HK$37,042
+HK$2,124/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$69,836/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,553
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,534
−HK$994/mo
Today · 4.125%
HK$38,528
baseline
▲ 0.50% · 4.625%
HK$40,559
+HK$2,031/mo
Deposit HK$7.20M · loan HK$7.20M · min. income ≈ HK$77,056/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,428
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,655
−HK$1,246/mo
Today · 4.125%
HK$41,901
baseline
▲ 0.50% · 4.625%
HK$44,451
+HK$2,550/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$83,802/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,864
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,040
−HK$1,194/mo
Today · 4.125%
HK$46,234
baseline
▲ 0.50% · 4.625%
HK$48,671
+HK$2,437/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$92,468/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,000
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,431
−HK$1,454/mo
Today · 4.125%
HK$48,885
baseline
▲ 0.50% · 4.625%
HK$51,859
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,770/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,174
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,547
−HK$1,392/mo
Today · 4.125%
HK$53,939
baseline
▲ 0.50% · 4.625%
HK$56,782
+HK$2,843/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,878/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,143
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,982
−HK$1,870/mo
Today · 4.125%
HK$62,852
baseline
▲ 0.50% · 4.625%
HK$66,676
+HK$3,824/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,704/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,796
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$67,560
−HK$1,790/mo
Today · 4.125%
HK$69,350
baseline
▲ 0.50% · 4.625%
HK$73,006
+HK$3,656/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,700/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,352 · Scale 2, in force from 26 Feb 2026)