LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,859
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,881
−HK$1,038/mo
Today · 4.125%
HK$34,919
baseline
▲ 0.50% · 4.625%
HK$37,044
+HK$2,125/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,838/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,555
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,535
−HK$995/mo
Today · 4.125%
HK$38,530
baseline
▲ 0.50% · 4.625%
HK$40,561
+HK$2,031/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,060/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,430
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,657
−HK$1,246/mo
Today · 4.125%
HK$41,903
baseline
▲ 0.50% · 4.625%
HK$44,453
+HK$2,550/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$83,806/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,866
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,042
−HK$1,194/mo
Today · 4.125%
HK$46,236
baseline
▲ 0.50% · 4.625%
HK$48,673
+HK$2,437/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$92,472/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,002
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,433
−HK$1,454/mo
Today · 4.125%
HK$48,887
baseline
▲ 0.50% · 4.625%
HK$51,861
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,774/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,177
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,549
−HK$1,393/mo
Today · 4.125%
HK$53,942
baseline
▲ 0.50% · 4.625%
HK$56,785
+HK$2,843/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,884/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,145
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,985
−HK$1,869/mo
Today · 4.125%
HK$62,854
baseline
▲ 0.50% · 4.625%
HK$66,679
+HK$3,825/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,708/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,799
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,563
−HK$1,791/mo
Today · 4.125%
HK$69,354
baseline
▲ 0.50% · 4.625%
HK$73,009
+HK$3,655/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,708/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,377 · Scale 2, in force from 26 Feb 2026)