LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,860
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,882
−HK$1,039/mo
Today · 4.125%
HK$34,921
baseline
▲ 0.50% · 4.625%
HK$37,045
+HK$2,124/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,842/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,556
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,537
−HK$994/mo
Today · 4.125%
HK$38,531
baseline
▲ 0.50% · 4.625%
HK$40,562
+HK$2,031/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,062/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,432
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,658
−HK$1,247/mo
Today · 4.125%
HK$41,905
baseline
▲ 0.50% · 4.625%
HK$44,454
+HK$2,549/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$83,810/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,868
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,044
−HK$1,194/mo
Today · 4.125%
HK$46,238
baseline
▲ 0.50% · 4.625%
HK$48,675
+HK$2,437/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$92,476/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,004
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,435
−HK$1,454/mo
Today · 4.125%
HK$48,889
baseline
▲ 0.50% · 4.625%
HK$51,863
+HK$2,974/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,778/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,179
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,551
−HK$1,393/mo
Today · 4.125%
HK$53,944
baseline
▲ 0.50% · 4.625%
HK$56,787
+HK$2,843/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,888/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,148
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$60,988
−HK$1,869/mo
Today · 4.125%
HK$62,857
baseline
▲ 0.50% · 4.625%
HK$66,682
+HK$3,825/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,714/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,801
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,566
−HK$1,790/mo
Today · 4.125%
HK$69,356
baseline
▲ 0.50% · 4.625%
HK$73,012
+HK$3,656/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,712/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,399 · Scale 2, in force from 26 Feb 2026)