LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,862
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,884
−HK$1,039/mo
Today · 4.125%
HK$34,923
baseline
▲ 0.50% · 4.625%
HK$37,048
+HK$2,125/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,846/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,558
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,539
−HK$995/mo
Today · 4.125%
HK$38,534
baseline
▲ 0.50% · 4.625%
HK$40,565
+HK$2,031/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,068/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,434
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,661
−HK$1,246/mo
Today · 4.125%
HK$41,907
baseline
▲ 0.50% · 4.625%
HK$44,457
+HK$2,550/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$83,814/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,870
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,047
−HK$1,193/mo
Today · 4.125%
HK$46,240
baseline
▲ 0.50% · 4.625%
HK$48,678
+HK$2,438/mo
Deposit HK$5.76M · loan HK$8.65M · min. income ≈ HK$92,480/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,007
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,438
−HK$1,454/mo
Today · 4.125%
HK$48,892
baseline
▲ 0.50% · 4.625%
HK$51,867
+HK$2,975/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,784/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,182
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,554
−HK$1,393/mo
Today · 4.125%
HK$53,947
baseline
▲ 0.50% · 4.625%
HK$56,791
+HK$2,844/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,894/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,151
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$60,991
−HK$1,870/mo
Today · 4.125%
HK$62,861
baseline
▲ 0.50% · 4.625%
HK$66,686
+HK$3,825/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,722/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,805
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$67,570
−HK$1,790/mo
Today · 4.125%
HK$69,360
baseline
▲ 0.50% · 4.625%
HK$73,017
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,720/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,430 · Scale 2, in force from 26 Feb 2026)