LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,866
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,888
−HK$1,039/mo
Today · 4.125%
HK$34,927
baseline
▲ 0.50% · 4.625%
HK$37,052
+HK$2,125/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,854/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,563
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,543
−HK$995/mo
Today · 4.125%
HK$38,538
baseline
▲ 0.50% · 4.625%
HK$40,570
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,076/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,439
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,666
−HK$1,246/mo
Today · 4.125%
HK$41,912
baseline
▲ 0.50% · 4.625%
HK$44,462
+HK$2,550/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,824/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,875
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,052
−HK$1,194/mo
Today · 4.125%
HK$46,246
baseline
▲ 0.50% · 4.625%
HK$48,684
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,492/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,012
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,443
−HK$1,454/mo
Today · 4.125%
HK$48,897
baseline
▲ 0.50% · 4.625%
HK$51,873
+HK$2,976/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,794/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,188
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,561
−HK$1,393/mo
Today · 4.125%
HK$53,954
baseline
▲ 0.50% · 4.625%
HK$56,798
+HK$2,844/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,908/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,158
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$60,999
−HK$1,869/mo
Today · 4.125%
HK$62,868
baseline
▲ 0.50% · 4.625%
HK$66,694
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,736/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,813
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,578
−HK$1,791/mo
Today · 4.125%
HK$69,369
baseline
▲ 0.50% · 4.625%
HK$73,025
+HK$3,656/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,738/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,496 · Scale 2, in force from 26 Feb 2026)