LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,867
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,889
−HK$1,039/mo
Today · 4.125%
HK$34,928
baseline
▲ 0.50% · 4.625%
HK$37,053
+HK$2,125/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,856/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,564
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,545
−HK$994/mo
Today · 4.125%
HK$38,539
baseline
▲ 0.50% · 4.625%
HK$40,571
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,078/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,440
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,667
−HK$1,246/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,464
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,877
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,053
−HK$1,194/mo
Today · 4.125%
HK$46,247
baseline
▲ 0.50% · 4.625%
HK$48,685
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,494/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,013
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,445
−HK$1,454/mo
Today · 4.125%
HK$48,899
baseline
▲ 0.50% · 4.625%
HK$51,874
+HK$2,975/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,798/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,190
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$52,562
−HK$1,393/mo
Today · 4.125%
HK$53,955
baseline
▲ 0.50% · 4.625%
HK$56,799
+HK$2,844/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,910/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,160
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,000
−HK$1,870/mo
Today · 4.125%
HK$62,870
baseline
▲ 0.50% · 4.625%
HK$66,696
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,740/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,815
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,580
−HK$1,791/mo
Today · 4.125%
HK$69,371
baseline
▲ 0.50% · 4.625%
HK$73,028
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,742/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,512 · Scale 2, in force from 26 Feb 2026)