LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,869
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,891
−HK$1,039/mo
Today · 4.125%
HK$34,930
baseline
▲ 0.50% · 4.625%
HK$37,055
+HK$2,125/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,860/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,566
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,547
−HK$995/mo
Today · 4.125%
HK$38,542
baseline
▲ 0.50% · 4.625%
HK$40,573
+HK$2,031/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,084/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,442
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,669
−HK$1,247/mo
Today · 4.125%
HK$41,916
baseline
▲ 0.50% · 4.625%
HK$44,466
+HK$2,550/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,832/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,879
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,056
−HK$1,194/mo
Today · 4.125%
HK$46,250
baseline
▲ 0.50% · 4.625%
HK$48,688
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,500/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,016
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,447
−HK$1,455/mo
Today · 4.125%
HK$48,902
baseline
▲ 0.50% · 4.625%
HK$51,877
+HK$2,975/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,804/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,192
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,565
−HK$1,393/mo
Today · 4.125%
HK$53,958
baseline
▲ 0.50% · 4.625%
HK$56,802
+HK$2,844/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,916/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,164
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,004
−HK$1,870/mo
Today · 4.125%
HK$62,874
baseline
▲ 0.50% · 4.625%
HK$66,699
+HK$3,825/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,748/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,819
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,584
−HK$1,791/mo
Today · 4.125%
HK$69,375
baseline
▲ 0.50% · 4.625%
HK$73,032
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,750/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,542 · Scale 2, in force from 26 Feb 2026)