LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,869
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,891
−HK$1,039/mo
Today · 4.125%
HK$34,930
baseline
▲ 0.50% · 4.625%
HK$37,056
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,860/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,566
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,547
−HK$995/mo
Today · 4.125%
HK$38,542
baseline
▲ 0.50% · 4.625%
HK$40,574
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,084/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,443
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,670
−HK$1,246/mo
Today · 4.125%
HK$41,916
baseline
▲ 0.50% · 4.625%
HK$44,467
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,832/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,880
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,057
−HK$1,193/mo
Today · 4.125%
HK$46,250
baseline
▲ 0.50% · 4.625%
HK$48,688
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,500/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,017
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$47,448
−HK$1,454/mo
Today · 4.125%
HK$48,902
baseline
▲ 0.50% · 4.625%
HK$51,878
+HK$2,976/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,804/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,193
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,566
−HK$1,393/mo
Today · 4.125%
HK$53,959
baseline
▲ 0.50% · 4.625%
HK$56,803
+HK$2,844/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,918/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,164
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,005
−HK$1,869/mo
Today · 4.125%
HK$62,874
baseline
▲ 0.50% · 4.625%
HK$66,700
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,748/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,820
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,585
−HK$1,791/mo
Today · 4.125%
HK$69,376
baseline
▲ 0.50% · 4.625%
HK$73,033
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,752/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,549 · Scale 2, in force from 26 Feb 2026)