LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,870
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,893
−HK$1,039/mo
Today · 4.125%
HK$34,932
baseline
▲ 0.50% · 4.625%
HK$37,057
+HK$2,125/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,864/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,568
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,549
−HK$995/mo
Today · 4.125%
HK$38,544
baseline
▲ 0.50% · 4.625%
HK$40,575
+HK$2,031/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,088/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,444
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,671
−HK$1,247/mo
Today · 4.125%
HK$41,918
baseline
▲ 0.50% · 4.625%
HK$44,469
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,836/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,882
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,058
−HK$1,194/mo
Today · 4.125%
HK$46,252
baseline
▲ 0.50% · 4.625%
HK$48,690
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,504/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,018
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,450
−HK$1,454/mo
Today · 4.125%
HK$48,904
baseline
▲ 0.50% · 4.625%
HK$51,880
+HK$2,976/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,808/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,195
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,568
−HK$1,393/mo
Today · 4.125%
HK$53,961
baseline
▲ 0.50% · 4.625%
HK$56,805
+HK$2,844/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,922/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,167
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$61,007
−HK$1,870/mo
Today · 4.125%
HK$62,877
baseline
▲ 0.50% · 4.625%
HK$66,703
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,754/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,822
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,588
−HK$1,790/mo
Today · 4.125%
HK$69,378
baseline
▲ 0.50% · 4.625%
HK$73,035
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,756/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,570 · Scale 2, in force from 26 Feb 2026)