LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,871
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,894
−HK$1,039/mo
Today · 4.125%
HK$34,933
baseline
▲ 0.50% · 4.625%
HK$37,058
+HK$2,125/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,866/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,569
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,550
−HK$995/mo
Today · 4.125%
HK$38,545
baseline
▲ 0.50% · 4.625%
HK$40,576
+HK$2,031/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,090/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,672
−HK$1,247/mo
Today · 4.125%
HK$41,919
baseline
▲ 0.50% · 4.625%
HK$44,470
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,838/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,883
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,060
−HK$1,193/mo
Today · 4.125%
HK$46,253
baseline
▲ 0.50% · 4.625%
HK$48,692
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,506/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,020
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,451
−HK$1,455/mo
Today · 4.125%
HK$48,906
baseline
▲ 0.50% · 4.625%
HK$51,881
+HK$2,975/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,812/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,196
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,569
−HK$1,393/mo
Today · 4.125%
HK$53,962
baseline
▲ 0.50% · 4.625%
HK$56,807
+HK$2,845/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,924/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,168
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,009
−HK$1,870/mo
Today · 4.125%
HK$62,879
baseline
▲ 0.50% · 4.625%
HK$66,705
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,758/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,824
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$67,589
−HK$1,791/mo
Today · 4.125%
HK$69,380
baseline
▲ 0.50% · 4.625%
HK$73,037
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,760/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,584 · Scale 2, in force from 26 Feb 2026)