LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,872
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,894
−HK$1,039/mo
Today · 4.125%
HK$34,933
baseline
▲ 0.50% · 4.625%
HK$37,059
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,866/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,570
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,550
−HK$995/mo
Today · 4.125%
HK$38,545
baseline
▲ 0.50% · 4.625%
HK$40,577
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,090/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,446
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,673
−HK$1,247/mo
Today · 4.125%
HK$41,920
baseline
▲ 0.50% · 4.625%
HK$44,471
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,840/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,884
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,061
−HK$1,194/mo
Today · 4.125%
HK$46,255
baseline
▲ 0.50% · 4.625%
HK$48,693
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,510/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,021
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,452
−HK$1,455/mo
Today · 4.125%
HK$48,907
baseline
▲ 0.50% · 4.625%
HK$51,882
+HK$2,975/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,814/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,198
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,571
−HK$1,393/mo
Today · 4.125%
HK$53,964
baseline
▲ 0.50% · 4.625%
HK$56,808
+HK$2,844/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,928/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,169
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,010
−HK$1,870/mo
Today · 4.125%
HK$62,880
baseline
▲ 0.50% · 4.625%
HK$66,706
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,760/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,825
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,591
−HK$1,791/mo
Today · 4.125%
HK$69,382
baseline
▲ 0.50% · 4.625%
HK$73,039
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,764/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,596 · Scale 2, in force from 26 Feb 2026)