LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,873
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,896
−HK$1,039/mo
Today · 4.125%
HK$34,935
baseline
▲ 0.50% · 4.625%
HK$37,061
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,870/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,571
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,552
−HK$995/mo
Today · 4.125%
HK$38,547
baseline
▲ 0.50% · 4.625%
HK$40,579
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,094/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,448
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,675
−HK$1,247/mo
Today · 4.125%
HK$41,922
baseline
▲ 0.50% · 4.625%
HK$44,473
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,844/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,886
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,063
−HK$1,194/mo
Today · 4.125%
HK$46,257
baseline
▲ 0.50% · 4.625%
HK$48,695
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,514/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,023
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,454
−HK$1,455/mo
Today · 4.125%
HK$48,909
baseline
▲ 0.50% · 4.625%
HK$51,885
+HK$2,976/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$97,818/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,200
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,573
−HK$1,393/mo
Today · 4.125%
HK$53,966
baseline
▲ 0.50% · 4.625%
HK$56,811
+HK$2,845/mo
Deposit HK$4.32M · loan HK$10.09M · min. income ≈ HK$107,932/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,172
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,013
−HK$1,870/mo
Today · 4.125%
HK$62,883
baseline
▲ 0.50% · 4.625%
HK$66,709
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$125,766/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,828
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,594
−HK$1,791/mo
Today · 4.125%
HK$69,385
baseline
▲ 0.50% · 4.625%
HK$73,042
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.97M · min. income ≈ HK$138,770/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,620 · Scale 2, in force from 26 Feb 2026)