LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,875
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,898
−HK$1,039/mo
Today · 4.125%
HK$34,937
baseline
▲ 0.50% · 4.625%
HK$37,063
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,874/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,573
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,554
−HK$995/mo
Today · 4.125%
HK$38,549
baseline
▲ 0.50% · 4.625%
HK$40,581
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,098/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,450
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,677
−HK$1,247/mo
Today · 4.125%
HK$41,924
baseline
▲ 0.50% · 4.625%
HK$44,475
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,848/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,888
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,065
−HK$1,194/mo
Today · 4.125%
HK$46,259
baseline
▲ 0.50% · 4.625%
HK$48,698
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,518/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,025
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,457
−HK$1,455/mo
Today · 4.125%
HK$48,912
baseline
▲ 0.50% · 4.625%
HK$51,888
+HK$2,976/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,824/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,203
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,576
−HK$1,393/mo
Today · 4.125%
HK$53,969
baseline
▲ 0.50% · 4.625%
HK$56,814
+HK$2,845/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,938/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,175
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,016
−HK$1,870/mo
Today · 4.125%
HK$62,886
baseline
▲ 0.50% · 4.625%
HK$66,713
+HK$3,827/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,772/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,832
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,598
−HK$1,791/mo
Today · 4.125%
HK$69,389
baseline
▲ 0.50% · 4.625%
HK$73,046
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,778/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,651 · Scale 2, in force from 26 Feb 2026)