LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,877
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,899
−HK$1,039/mo
Today · 4.125%
HK$34,938
baseline
▲ 0.50% · 4.625%
HK$37,064
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,876/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,575
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$995/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,583
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,452
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,679
−HK$1,247/mo
Today · 4.125%
HK$41,926
baseline
▲ 0.50% · 4.625%
HK$44,477
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,852/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,890
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,067
−HK$1,194/mo
Today · 4.125%
HK$46,261
baseline
▲ 0.50% · 4.625%
HK$48,700
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,522/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,028
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,459
−HK$1,455/mo
Today · 4.125%
HK$48,914
baseline
▲ 0.50% · 4.625%
HK$51,890
+HK$2,976/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,828/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,205
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,578
−HK$1,394/mo
Today · 4.125%
HK$53,972
baseline
▲ 0.50% · 4.625%
HK$56,817
+HK$2,845/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,944/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,178
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,019
−HK$1,870/mo
Today · 4.125%
HK$62,889
baseline
▲ 0.50% · 4.625%
HK$66,716
+HK$3,827/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,778/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,835
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,601
−HK$1,791/mo
Today · 4.125%
HK$69,392
baseline
▲ 0.50% · 4.625%
HK$73,050
+HK$3,658/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,784/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,677 · Scale 2, in force from 26 Feb 2026)