LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,877
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,900
−HK$1,039/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$37,065
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,575
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$995/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,584
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,452
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,680
−HK$1,246/mo
Today · 4.125%
HK$41,926
baseline
▲ 0.50% · 4.625%
HK$44,478
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,852/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,890
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,068
−HK$1,194/mo
Today · 4.125%
HK$46,262
baseline
▲ 0.50% · 4.625%
HK$48,700
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,524/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,028
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$47,460
−HK$1,454/mo
Today · 4.125%
HK$48,914
baseline
▲ 0.50% · 4.625%
HK$51,891
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,828/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,206
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,579
−HK$1,393/mo
Today · 4.125%
HK$53,972
baseline
▲ 0.50% · 4.625%
HK$56,817
+HK$2,845/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,944/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,179
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,019
−HK$1,871/mo
Today · 4.125%
HK$62,890
baseline
▲ 0.50% · 4.625%
HK$66,716
+HK$3,826/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,780/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,836
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,601
−HK$1,792/mo
Today · 4.125%
HK$69,393
baseline
▲ 0.50% · 4.625%
HK$73,050
+HK$3,657/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,786/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,680 · Scale 2, in force from 26 Feb 2026)