LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,878
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,901
−HK$1,039/mo
Today · 4.125%
HK$34,940
baseline
▲ 0.50% · 4.625%
HK$37,066
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,880/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,576
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,557
−HK$995/mo
Today · 4.125%
HK$38,552
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,104/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,454
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,681
−HK$1,247/mo
Today · 4.125%
HK$41,928
baseline
▲ 0.50% · 4.625%
HK$44,479
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,856/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,892
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,069
−HK$1,194/mo
Today · 4.125%
HK$46,263
baseline
▲ 0.50% · 4.625%
HK$48,702
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,526/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,029
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,461
−HK$1,455/mo
Today · 4.125%
HK$48,916
baseline
▲ 0.50% · 4.625%
HK$51,892
+HK$2,976/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,832/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,207
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,393/mo
Today · 4.125%
HK$53,973
baseline
▲ 0.50% · 4.625%
HK$56,818
+HK$2,845/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,946/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,180
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,021
−HK$1,870/mo
Today · 4.125%
HK$62,891
baseline
▲ 0.50% · 4.625%
HK$66,718
+HK$3,827/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,782/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,837
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,603
−HK$1,791/mo
Today · 4.125%
HK$69,394
baseline
▲ 0.50% · 4.625%
HK$73,052
+HK$3,658/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,788/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,695 · Scale 2, in force from 26 Feb 2026)