LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,880
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,902
−HK$1,039/mo
Today · 4.125%
HK$34,941
baseline
▲ 0.50% · 4.625%
HK$37,068
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,882/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,578
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,559
−HK$995/mo
Today · 4.125%
HK$38,554
baseline
▲ 0.50% · 4.625%
HK$40,587
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,108/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,456
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,683
−HK$1,247/mo
Today · 4.125%
HK$41,930
baseline
▲ 0.50% · 4.625%
HK$44,481
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,860/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,894
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,071
−HK$1,194/mo
Today · 4.125%
HK$46,265
baseline
▲ 0.50% · 4.625%
HK$48,704
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,530/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,031
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,463
−HK$1,455/mo
Today · 4.125%
HK$48,918
baseline
▲ 0.50% · 4.625%
HK$51,895
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,836/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,210
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$52,583
−HK$1,393/mo
Today · 4.125%
HK$53,976
baseline
▲ 0.50% · 4.625%
HK$56,821
+HK$2,845/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,952/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,183
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,024
−HK$1,871/mo
Today · 4.125%
HK$62,895
baseline
▲ 0.50% · 4.625%
HK$66,722
+HK$3,827/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,790/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,841
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,607
−HK$1,791/mo
Today · 4.125%
HK$69,398
baseline
▲ 0.50% · 4.625%
HK$73,056
+HK$3,658/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,796/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,723 · Scale 2, in force from 26 Feb 2026)