LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,883
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,906
−HK$1,039/mo
Today · 4.125%
HK$34,945
baseline
▲ 0.50% · 4.625%
HK$37,072
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,890/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,582
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,563
−HK$996/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,591
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,460
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,687
−HK$1,247/mo
Today · 4.125%
HK$41,934
baseline
▲ 0.50% · 4.625%
HK$44,486
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,868/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,899
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,076
−HK$1,195/mo
Today · 4.125%
HK$46,271
baseline
▲ 0.50% · 4.625%
HK$48,709
+HK$2,438/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,542/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,037
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,469
−HK$1,455/mo
Today · 4.125%
HK$48,924
baseline
▲ 0.50% · 4.625%
HK$51,900
+HK$2,976/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,848/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,215
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,589
−HK$1,393/mo
Today · 4.125%
HK$53,982
baseline
▲ 0.50% · 4.625%
HK$56,828
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,964/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,190
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,031
−HK$1,871/mo
Today · 4.125%
HK$62,902
baseline
▲ 0.50% · 4.625%
HK$66,729
+HK$3,827/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,804/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,848
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,614
−HK$1,792/mo
Today · 4.125%
HK$69,406
baseline
▲ 0.50% · 4.625%
HK$73,064
+HK$3,658/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,812/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,783 · Scale 2, in force from 26 Feb 2026)