LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,884
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,906
−HK$1,040/mo
Today · 4.125%
HK$34,946
baseline
▲ 0.50% · 4.625%
HK$37,072
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,892/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,583
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,564
−HK$995/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,592
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,460
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,688
−HK$1,247/mo
Today · 4.125%
HK$41,935
baseline
▲ 0.50% · 4.625%
HK$44,486
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,870/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,899
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,077
−HK$1,194/mo
Today · 4.125%
HK$46,271
baseline
▲ 0.50% · 4.625%
HK$48,710
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,542/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,037
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,469
−HK$1,455/mo
Today · 4.125%
HK$48,924
baseline
▲ 0.50% · 4.625%
HK$51,901
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,848/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,216
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,589
−HK$1,394/mo
Today · 4.125%
HK$53,983
baseline
▲ 0.50% · 4.625%
HK$56,828
+HK$2,845/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,966/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,191
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,032
−HK$1,870/mo
Today · 4.125%
HK$62,902
baseline
▲ 0.50% · 4.625%
HK$66,730
+HK$3,828/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,804/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,849
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,615
−HK$1,791/mo
Today · 4.125%
HK$69,406
baseline
▲ 0.50% · 4.625%
HK$73,065
+HK$3,659/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,812/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,789 · Scale 2, in force from 26 Feb 2026)