LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,884
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$1,039/mo
Today · 4.125%
HK$34,946
baseline
▲ 0.50% · 4.625%
HK$37,073
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,892/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,583
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,565
−HK$995/mo
Today · 4.125%
HK$38,560
baseline
▲ 0.50% · 4.625%
HK$40,592
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,120/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,461
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,689
−HK$1,247/mo
Today · 4.125%
HK$41,936
baseline
▲ 0.50% · 4.625%
HK$44,487
+HK$2,551/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,872/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,900
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,077
−HK$1,195/mo
Today · 4.125%
HK$46,272
baseline
▲ 0.50% · 4.625%
HK$48,711
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,544/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,038
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,470
−HK$1,455/mo
Today · 4.125%
HK$48,925
baseline
▲ 0.50% · 4.625%
HK$51,902
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,850/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,217
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,590
−HK$1,394/mo
Today · 4.125%
HK$53,984
baseline
▲ 0.50% · 4.625%
HK$56,829
+HK$2,845/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,968/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,192
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$61,033
−HK$1,870/mo
Today · 4.125%
HK$62,903
baseline
▲ 0.50% · 4.625%
HK$66,731
+HK$3,828/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,806/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,850
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,616
−HK$1,792/mo
Today · 4.125%
HK$69,408
baseline
▲ 0.50% · 4.625%
HK$73,066
+HK$3,658/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,816/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,799 · Scale 2, in force from 26 Feb 2026)