LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,885
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,907
−HK$1,040/mo
Today · 4.125%
HK$34,947
baseline
▲ 0.50% · 4.625%
HK$37,073
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,894/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,584
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,565
−HK$995/mo
Today · 4.125%
HK$38,560
baseline
▲ 0.50% · 4.625%
HK$40,593
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,120/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,461
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,689
−HK$1,247/mo
Today · 4.125%
HK$41,936
baseline
▲ 0.50% · 4.625%
HK$44,488
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,872/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,900
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,078
−HK$1,194/mo
Today · 4.125%
HK$46,272
baseline
▲ 0.50% · 4.625%
HK$48,711
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,544/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,038
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,470
−HK$1,455/mo
Today · 4.125%
HK$48,925
baseline
▲ 0.50% · 4.625%
HK$51,902
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$97,850/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,217
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,591
−HK$1,393/mo
Today · 4.125%
HK$53,984
baseline
▲ 0.50% · 4.625%
HK$56,830
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.09M · min. income ≈ HK$107,968/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,192
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,033
−HK$1,871/mo
Today · 4.125%
HK$62,904
baseline
▲ 0.50% · 4.625%
HK$66,732
+HK$3,828/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,808/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,851
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$67,617
−HK$1,791/mo
Today · 4.125%
HK$69,408
baseline
▲ 0.50% · 4.625%
HK$73,067
+HK$3,659/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,816/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,804 · Scale 2, in force from 26 Feb 2026)