LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,886
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,909
−HK$1,039/mo
Today · 4.125%
HK$34,948
baseline
▲ 0.50% · 4.625%
HK$37,074
+HK$2,126/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,896/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,585
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,566
−HK$996/mo
Today · 4.125%
HK$38,562
baseline
▲ 0.50% · 4.625%
HK$40,594
+HK$2,032/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,124/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,463
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,690
−HK$1,247/mo
Today · 4.125%
HK$41,937
baseline
▲ 0.50% · 4.625%
HK$44,489
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,874/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,902
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,079
−HK$1,195/mo
Today · 4.125%
HK$46,274
baseline
▲ 0.50% · 4.625%
HK$48,713
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,548/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,040
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,472
−HK$1,455/mo
Today · 4.125%
HK$48,927
baseline
▲ 0.50% · 4.625%
HK$51,904
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,854/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,219
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,593
−HK$1,393/mo
Today · 4.125%
HK$53,986
baseline
▲ 0.50% · 4.625%
HK$56,832
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$107,972/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,194
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,035
−HK$1,871/mo
Today · 4.125%
HK$62,906
baseline
▲ 0.50% · 4.625%
HK$66,734
+HK$3,828/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,812/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,853
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,619
−HK$1,792/mo
Today · 4.125%
HK$69,411
baseline
▲ 0.50% · 4.625%
HK$73,070
+HK$3,659/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,822/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,822 · Scale 2, in force from 26 Feb 2026)