LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,887
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,910
−HK$1,039/mo
Today · 4.125%
HK$34,949
baseline
▲ 0.50% · 4.625%
HK$37,076
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,898/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,586
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,568
−HK$995/mo
Today · 4.125%
HK$38,563
baseline
▲ 0.50% · 4.625%
HK$40,596
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,126/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,464
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,692
−HK$1,247/mo
Today · 4.125%
HK$41,939
baseline
▲ 0.50% · 4.625%
HK$44,491
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,878/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,904
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,081
−HK$1,195/mo
Today · 4.125%
HK$46,276
baseline
▲ 0.50% · 4.625%
HK$48,715
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,552/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,042
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$47,474
−HK$1,455/mo
Today · 4.125%
HK$48,929
baseline
▲ 0.50% · 4.625%
HK$51,906
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,858/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,221
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,595
−HK$1,393/mo
Today · 4.125%
HK$53,988
baseline
▲ 0.50% · 4.625%
HK$56,834
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$107,976/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,196
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,038
−HK$1,871/mo
Today · 4.125%
HK$62,909
baseline
▲ 0.50% · 4.625%
HK$66,736
+HK$3,827/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,818/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,855
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,622
−HK$1,791/mo
Today · 4.125%
HK$69,413
baseline
▲ 0.50% · 4.625%
HK$73,072
+HK$3,659/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,826/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,843 · Scale 2, in force from 26 Feb 2026)