LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,888
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$1,039/mo
Today · 4.125%
HK$34,950
baseline
▲ 0.50% · 4.625%
HK$37,077
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,900/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,588
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,569
−HK$995/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,597
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,466
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,693
−HK$1,248/mo
Today · 4.125%
HK$41,941
baseline
▲ 0.50% · 4.625%
HK$44,493
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,882/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,905
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,083
−HK$1,194/mo
Today · 4.125%
HK$46,277
baseline
▲ 0.50% · 4.625%
HK$48,717
+HK$2,440/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,554/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,043
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,476
−HK$1,455/mo
Today · 4.125%
HK$48,931
baseline
▲ 0.50% · 4.625%
HK$51,908
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,862/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,223
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,597
−HK$1,393/mo
Today · 4.125%
HK$53,990
baseline
▲ 0.50% · 4.625%
HK$56,836
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$107,980/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,199
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,040
−HK$1,871/mo
Today · 4.125%
HK$62,911
baseline
▲ 0.50% · 4.625%
HK$66,739
+HK$3,828/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,822/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,858
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,624
−HK$1,792/mo
Today · 4.125%
HK$69,416
baseline
▲ 0.50% · 4.625%
HK$73,075
+HK$3,659/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,832/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,862 · Scale 2, in force from 26 Feb 2026)