LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,889
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,912
−HK$1,040/mo
Today · 4.125%
HK$34,952
baseline
▲ 0.50% · 4.625%
HK$37,079
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,904/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,589
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,570
−HK$996/mo
Today · 4.125%
HK$38,566
baseline
▲ 0.50% · 4.625%
HK$40,599
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,132/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,467
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,695
−HK$1,247/mo
Today · 4.125%
HK$41,942
baseline
▲ 0.50% · 4.625%
HK$44,494
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$83,884/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,907
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,085
−HK$1,194/mo
Today · 4.125%
HK$46,279
baseline
▲ 0.50% · 4.625%
HK$48,719
+HK$2,440/mo
Deposit HK$5.77M · loan HK$8.65M · min. income ≈ HK$92,558/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,045
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,477
−HK$1,456/mo
Today · 4.125%
HK$48,933
baseline
▲ 0.50% · 4.625%
HK$51,910
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,866/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,225
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$52,599
−HK$1,393/mo
Today · 4.125%
HK$53,992
baseline
▲ 0.50% · 4.625%
HK$56,838
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$107,984/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,201
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$61,042
−HK$1,871/mo
Today · 4.125%
HK$62,913
baseline
▲ 0.50% · 4.625%
HK$66,742
+HK$3,829/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,826/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,861
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$67,627
−HK$1,792/mo
Today · 4.125%
HK$69,419
baseline
▲ 0.50% · 4.625%
HK$73,078
+HK$3,659/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,838/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,884 · Scale 2, in force from 26 Feb 2026)