LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,893
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,916
−HK$1,039/mo
Today · 4.125%
HK$34,955
baseline
▲ 0.50% · 4.625%
HK$37,082
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,910/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,593
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,574
−HK$996/mo
Today · 4.125%
HK$38,570
baseline
▲ 0.50% · 4.625%
HK$40,603
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,140/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,471
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,699
−HK$1,247/mo
Today · 4.125%
HK$41,946
baseline
▲ 0.50% · 4.625%
HK$44,499
+HK$2,553/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,892/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,911
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,089
−HK$1,195/mo
Today · 4.125%
HK$46,284
baseline
▲ 0.50% · 4.625%
HK$48,723
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,568/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,050
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,482
−HK$1,456/mo
Today · 4.125%
HK$48,938
baseline
▲ 0.50% · 4.625%
HK$51,915
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,876/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,230
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,604
−HK$1,394/mo
Today · 4.125%
HK$53,998
baseline
▲ 0.50% · 4.625%
HK$56,844
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$107,996/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,207
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,049
−HK$1,871/mo
Today · 4.125%
HK$62,920
baseline
▲ 0.50% · 4.625%
HK$66,748
+HK$3,828/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,840/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,867
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,634
−HK$1,792/mo
Today · 4.125%
HK$69,426
baseline
▲ 0.50% · 4.625%
HK$73,085
+HK$3,659/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,852/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,939 · Scale 2, in force from 26 Feb 2026)