LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,893
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,917
−HK$1,039/mo
Today · 4.125%
HK$34,956
baseline
▲ 0.50% · 4.625%
HK$37,083
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,912/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,594
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,575
−HK$996/mo
Today · 4.125%
HK$38,571
baseline
▲ 0.50% · 4.625%
HK$40,604
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,142/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,472
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,700
−HK$1,247/mo
Today · 4.125%
HK$41,947
baseline
▲ 0.50% · 4.625%
HK$44,500
+HK$2,553/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,894/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,912
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,090
−HK$1,195/mo
Today · 4.125%
HK$46,285
baseline
▲ 0.50% · 4.625%
HK$48,724
+HK$2,439/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,570/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,051
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,483
−HK$1,456/mo
Today · 4.125%
HK$48,939
baseline
▲ 0.50% · 4.625%
HK$51,916
+HK$2,977/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,878/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,231
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,605
−HK$1,394/mo
Today · 4.125%
HK$53,999
baseline
▲ 0.50% · 4.625%
HK$56,845
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$107,998/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,208
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,050
−HK$1,871/mo
Today · 4.125%
HK$62,921
baseline
▲ 0.50% · 4.625%
HK$66,750
+HK$3,829/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,842/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,868
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,635
−HK$1,792/mo
Today · 4.125%
HK$69,427
baseline
▲ 0.50% · 4.625%
HK$73,087
+HK$3,660/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,854/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$540,950 · Scale 2, in force from 26 Feb 2026)