LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,898
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,921
−HK$1,040/mo
Today · 4.125%
HK$34,961
baseline
▲ 0.50% · 4.625%
HK$37,088
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,922/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,598
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,580
−HK$995/mo
Today · 4.125%
HK$38,575
baseline
▲ 0.50% · 4.625%
HK$40,609
+HK$2,034/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,150/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,477
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,705
−HK$1,248/mo
Today · 4.125%
HK$41,953
baseline
▲ 0.50% · 4.625%
HK$44,505
+HK$2,552/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,906/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,918
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,096
−HK$1,195/mo
Today · 4.125%
HK$46,291
baseline
▲ 0.50% · 4.625%
HK$48,731
+HK$2,440/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,582/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,057
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,489
−HK$1,456/mo
Today · 4.125%
HK$48,945
baseline
▲ 0.50% · 4.625%
HK$51,923
+HK$2,978/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,890/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,237
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,612
−HK$1,394/mo
Today · 4.125%
HK$54,006
baseline
▲ 0.50% · 4.625%
HK$56,852
+HK$2,846/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,012/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,216
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$61,058
−HK$1,871/mo
Today · 4.125%
HK$62,929
baseline
▲ 0.50% · 4.625%
HK$66,758
+HK$3,829/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$125,858/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,877
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,644
−HK$1,792/mo
Today · 4.125%
HK$69,436
baseline
▲ 0.50% · 4.625%
HK$73,096
+HK$3,660/mo
Deposit HK$1.44M · loan HK$12.98M · min. income ≈ HK$138,872/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,018 · Scale 2, in force from 26 Feb 2026)