LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,900
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,923
−HK$1,040/mo
Today · 4.125%
HK$34,963
baseline
▲ 0.50% · 4.625%
HK$37,090
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,926/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,601
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,582
−HK$996/mo
Today · 4.125%
HK$38,578
baseline
▲ 0.50% · 4.625%
HK$40,611
+HK$2,033/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,156/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,480
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,247/mo
Today · 4.125%
HK$41,955
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,553/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,910/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,921
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,099
−HK$1,195/mo
Today · 4.125%
HK$46,294
baseline
▲ 0.50% · 4.625%
HK$48,734
+HK$2,440/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,588/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,059
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,492
−HK$1,456/mo
Today · 4.125%
HK$48,948
baseline
▲ 0.50% · 4.625%
HK$51,926
+HK$2,978/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,896/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,241
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,615
−HK$1,394/mo
Today · 4.125%
HK$54,009
baseline
▲ 0.50% · 4.625%
HK$56,856
+HK$2,847/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,018/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,219
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,061
−HK$1,872/mo
Today · 4.125%
HK$62,933
baseline
▲ 0.50% · 4.625%
HK$66,762
+HK$3,829/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,866/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,881
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$67,648
−HK$1,792/mo
Today · 4.125%
HK$69,440
baseline
▲ 0.50% · 4.625%
HK$73,101
+HK$3,661/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,880/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,052 · Scale 2, in force from 26 Feb 2026)