LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,903
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,927
−HK$1,040/mo
Today · 4.125%
HK$34,967
baseline
▲ 0.50% · 4.625%
HK$37,094
+HK$2,127/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$69,934/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,605
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,586
−HK$996/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,034/mo
Deposit HK$7.21M · loan HK$7.21M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,484
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,712
−HK$1,248/mo
Today · 4.125%
HK$41,960
baseline
▲ 0.50% · 4.625%
HK$44,513
+HK$2,553/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,920/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,926
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,104
−HK$1,195/mo
Today · 4.125%
HK$46,299
baseline
▲ 0.50% · 4.625%
HK$48,739
+HK$2,440/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,598/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,065
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$47,498
−HK$1,455/mo
Today · 4.125%
HK$48,953
baseline
▲ 0.50% · 4.625%
HK$51,932
+HK$2,979/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,906/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,247
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$52,621
−HK$1,394/mo
Today · 4.125%
HK$54,015
baseline
▲ 0.50% · 4.625%
HK$56,862
+HK$2,847/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,030/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,226
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,068
−HK$1,872/mo
Today · 4.125%
HK$62,940
baseline
▲ 0.50% · 4.625%
HK$66,770
+HK$3,830/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,880/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,888
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,656
−HK$1,792/mo
Today · 4.125%
HK$69,448
baseline
▲ 0.50% · 4.625%
HK$73,109
+HK$3,661/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,896/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,114 · Scale 2, in force from 26 Feb 2026)