LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,905
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,929
−HK$1,040/mo
Today · 4.125%
HK$34,969
baseline
▲ 0.50% · 4.625%
HK$37,096
+HK$2,127/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,938/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,607
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,588
−HK$996/mo
Today · 4.125%
HK$38,584
baseline
▲ 0.50% · 4.625%
HK$40,618
+HK$2,034/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,168/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,486
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,714
−HK$1,248/mo
Today · 4.125%
HK$41,962
baseline
▲ 0.50% · 4.625%
HK$44,516
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,924/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,928
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,106
−HK$1,195/mo
Today · 4.125%
HK$46,301
baseline
▲ 0.50% · 4.625%
HK$48,742
+HK$2,441/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,602/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,067
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,500
−HK$1,456/mo
Today · 4.125%
HK$48,956
baseline
▲ 0.50% · 4.625%
HK$51,935
+HK$2,979/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,912/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,249
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,624
−HK$1,394/mo
Today · 4.125%
HK$54,018
baseline
▲ 0.50% · 4.625%
HK$56,866
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,036/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,229
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,072
−HK$1,872/mo
Today · 4.125%
HK$62,944
baseline
▲ 0.50% · 4.625%
HK$66,773
+HK$3,829/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,888/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,892
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,659
−HK$1,793/mo
Today · 4.125%
HK$69,452
baseline
▲ 0.50% · 4.625%
HK$73,113
+HK$3,661/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,904/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,143 · Scale 2, in force from 26 Feb 2026)