LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,907
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,931
−HK$1,040/mo
Today · 4.125%
HK$34,971
baseline
▲ 0.50% · 4.625%
HK$37,098
+HK$2,127/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,942/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,609
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,590
−HK$997/mo
Today · 4.125%
HK$38,587
baseline
▲ 0.50% · 4.625%
HK$40,620
+HK$2,033/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,174/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,488
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,717
−HK$1,248/mo
Today · 4.125%
HK$41,965
baseline
▲ 0.50% · 4.625%
HK$44,518
+HK$2,553/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,930/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,930
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,109
−HK$1,195/mo
Today · 4.125%
HK$46,304
baseline
▲ 0.50% · 4.625%
HK$48,745
+HK$2,441/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,608/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,070
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,503
−HK$1,456/mo
Today · 4.125%
HK$48,959
baseline
▲ 0.50% · 4.625%
HK$51,938
+HK$2,979/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,918/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,252
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,627
−HK$1,394/mo
Today · 4.125%
HK$54,021
baseline
▲ 0.50% · 4.625%
HK$56,869
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,042/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,233
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,075
−HK$1,872/mo
Today · 4.125%
HK$62,947
baseline
▲ 0.50% · 4.625%
HK$66,777
+HK$3,830/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,894/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,896
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,663
−HK$1,793/mo
Today · 4.125%
HK$69,456
baseline
▲ 0.50% · 4.625%
HK$73,117
+HK$3,661/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,912/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,173 · Scale 2, in force from 26 Feb 2026)