LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,908
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,932
−HK$1,040/mo
Today · 4.125%
HK$34,972
baseline
▲ 0.50% · 4.625%
HK$37,100
+HK$2,128/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,944/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,610
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,592
−HK$996/mo
Today · 4.125%
HK$38,588
baseline
▲ 0.50% · 4.625%
HK$40,622
+HK$2,034/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,176/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,490
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,718
−HK$1,248/mo
Today · 4.125%
HK$41,966
baseline
▲ 0.50% · 4.625%
HK$44,520
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,932/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,932
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,110
−HK$1,196/mo
Today · 4.125%
HK$46,306
baseline
▲ 0.50% · 4.625%
HK$48,746
+HK$2,440/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,612/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,071
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,505
−HK$1,456/mo
Today · 4.125%
HK$48,961
baseline
▲ 0.50% · 4.625%
HK$51,940
+HK$2,979/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,922/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,254
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,629
−HK$1,394/mo
Today · 4.125%
HK$54,023
baseline
▲ 0.50% · 4.625%
HK$56,871
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,046/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,235
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,077
−HK$1,872/mo
Today · 4.125%
HK$62,949
baseline
▲ 0.50% · 4.625%
HK$66,780
+HK$3,831/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,898/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,898
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,665
−HK$1,793/mo
Today · 4.125%
HK$69,458
baseline
▲ 0.50% · 4.625%
HK$73,120
+HK$3,662/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,916/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,193 · Scale 2, in force from 26 Feb 2026)