LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,910
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,934
−HK$1,040/mo
Today · 4.125%
HK$34,974
baseline
▲ 0.50% · 4.625%
HK$37,102
+HK$2,128/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,948/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,612
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,594
−HK$996/mo
Today · 4.125%
HK$38,590
baseline
▲ 0.50% · 4.625%
HK$40,625
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,180/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,492
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,721
−HK$1,248/mo
Today · 4.125%
HK$41,969
baseline
▲ 0.50% · 4.625%
HK$44,523
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,938/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,935
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,113
−HK$1,196/mo
Today · 4.125%
HK$46,309
baseline
▲ 0.50% · 4.625%
HK$48,750
+HK$2,441/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,618/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,074
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,508
−HK$1,456/mo
Today · 4.125%
HK$48,964
baseline
▲ 0.50% · 4.625%
HK$51,943
+HK$2,979/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,928/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,257
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,632
−HK$1,395/mo
Today · 4.125%
HK$54,027
baseline
▲ 0.50% · 4.625%
HK$56,874
+HK$2,847/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,054/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,239
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$61,081
−HK$1,872/mo
Today · 4.125%
HK$62,953
baseline
▲ 0.50% · 4.625%
HK$66,784
+HK$3,831/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,906/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,902
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,670
−HK$1,793/mo
Today · 4.125%
HK$69,463
baseline
▲ 0.50% · 4.625%
HK$73,124
+HK$3,661/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,926/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,228 · Scale 2, in force from 26 Feb 2026)