LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,912
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,936
−HK$1,040/mo
Today · 4.125%
HK$34,976
baseline
▲ 0.50% · 4.625%
HK$37,105
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,952/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,615
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,597
−HK$996/mo
Today · 4.125%
HK$38,593
baseline
▲ 0.50% · 4.625%
HK$40,627
+HK$2,034/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,186/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,495
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,724
−HK$1,248/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,526
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,938
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,116
−HK$1,196/mo
Today · 4.125%
HK$46,312
baseline
▲ 0.50% · 4.625%
HK$48,753
+HK$2,441/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,624/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,077
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,511
−HK$1,456/mo
Today · 4.125%
HK$48,967
baseline
▲ 0.50% · 4.625%
HK$51,946
+HK$2,979/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,934/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,261
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,636
−HK$1,394/mo
Today · 4.125%
HK$54,030
baseline
▲ 0.50% · 4.625%
HK$56,878
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,060/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,242
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,085
−HK$1,873/mo
Today · 4.125%
HK$62,958
baseline
▲ 0.50% · 4.625%
HK$66,788
+HK$3,830/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,916/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,907
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$67,674
−HK$1,793/mo
Today · 4.125%
HK$69,467
baseline
▲ 0.50% · 4.625%
HK$73,129
+HK$3,662/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,934/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,263 · Scale 2, in force from 26 Feb 2026)