LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,913
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$1,040/mo
Today · 4.125%
HK$34,977
baseline
▲ 0.50% · 4.625%
HK$37,105
+HK$2,128/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,954/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,615
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,597
−HK$997/mo
Today · 4.125%
HK$38,594
baseline
▲ 0.50% · 4.625%
HK$40,628
+HK$2,034/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,188/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,496
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,724
−HK$1,248/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,526
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,939
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,117
−HK$1,195/mo
Today · 4.125%
HK$46,312
baseline
▲ 0.50% · 4.625%
HK$48,754
+HK$2,442/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,624/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,078
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,512
−HK$1,456/mo
Today · 4.125%
HK$48,968
baseline
▲ 0.50% · 4.625%
HK$51,947
+HK$2,979/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,936/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,262
−HK$2,769/mo
▼ 0.25% · 3.875%
HK$52,636
−HK$1,395/mo
Today · 4.125%
HK$54,031
baseline
▲ 0.50% · 4.625%
HK$56,879
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,062/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,243
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,086
−HK$1,873/mo
Today · 4.125%
HK$62,959
baseline
▲ 0.50% · 4.625%
HK$66,789
+HK$3,830/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,918/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,908
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,675
−HK$1,794/mo
Today · 4.125%
HK$69,469
baseline
▲ 0.50% · 4.625%
HK$73,130
+HK$3,661/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,938/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,273 · Scale 2, in force from 26 Feb 2026)