LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,914
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,938
−HK$1,040/mo
Today · 4.125%
HK$34,978
baseline
▲ 0.50% · 4.625%
HK$37,106
+HK$2,128/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,956/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,617
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,599
−HK$996/mo
Today · 4.125%
HK$38,595
baseline
▲ 0.50% · 4.625%
HK$40,629
+HK$2,034/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,190/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,497
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,725
−HK$1,249/mo
Today · 4.125%
HK$41,974
baseline
▲ 0.50% · 4.625%
HK$44,528
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,948/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,940
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,118
−HK$1,196/mo
Today · 4.125%
HK$46,314
baseline
▲ 0.50% · 4.625%
HK$48,755
+HK$2,441/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,628/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,080
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,513
−HK$1,456/mo
Today · 4.125%
HK$48,969
baseline
▲ 0.50% · 4.625%
HK$51,949
+HK$2,980/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,938/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,263
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,638
−HK$1,395/mo
Today · 4.125%
HK$54,033
baseline
▲ 0.50% · 4.625%
HK$56,881
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,066/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,245
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,088
−HK$1,872/mo
Today · 4.125%
HK$62,960
baseline
▲ 0.50% · 4.625%
HK$66,791
+HK$3,831/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,920/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,910
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,677
−HK$1,794/mo
Today · 4.125%
HK$69,471
baseline
▲ 0.50% · 4.625%
HK$73,133
+HK$3,662/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,942/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,288 · Scale 2, in force from 26 Feb 2026)