LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,916
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,940
−HK$1,041/mo
Today · 4.125%
HK$34,981
baseline
▲ 0.50% · 4.625%
HK$37,109
+HK$2,128/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,962/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,619
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,601
−HK$997/mo
Today · 4.125%
HK$38,598
baseline
▲ 0.50% · 4.625%
HK$40,632
+HK$2,034/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,196/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,500
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,728
−HK$1,249/mo
Today · 4.125%
HK$41,977
baseline
▲ 0.50% · 4.625%
HK$44,531
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,954/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,943
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,122
−HK$1,195/mo
Today · 4.125%
HK$46,317
baseline
▲ 0.50% · 4.625%
HK$48,759
+HK$2,442/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,634/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,083
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,516
−HK$1,457/mo
Today · 4.125%
HK$48,973
baseline
▲ 0.50% · 4.625%
HK$51,953
+HK$2,980/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$97,946/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,267
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,642
−HK$1,395/mo
Today · 4.125%
HK$54,037
baseline
▲ 0.50% · 4.625%
HK$56,885
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.10M · min. income ≈ HK$108,074/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,250
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,093
−HK$1,872/mo
Today · 4.125%
HK$62,965
baseline
▲ 0.50% · 4.625%
HK$66,796
+HK$3,831/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,930/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,915
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,682
−HK$1,794/mo
Today · 4.125%
HK$69,476
baseline
▲ 0.50% · 4.625%
HK$73,138
+HK$3,662/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,952/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,328 · Scale 2, in force from 26 Feb 2026)