LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,918
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,942
−HK$1,040/mo
Today · 4.125%
HK$34,982
baseline
▲ 0.50% · 4.625%
HK$37,111
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,964/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,621
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,603
−HK$996/mo
Today · 4.125%
HK$38,599
baseline
▲ 0.50% · 4.625%
HK$40,634
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,198/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,501
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,730
−HK$1,248/mo
Today · 4.125%
HK$41,978
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,555/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,956/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,945
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,124
−HK$1,195/mo
Today · 4.125%
HK$46,319
baseline
▲ 0.50% · 4.625%
HK$48,761
+HK$2,442/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,638/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,085
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,518
−HK$1,457/mo
Today · 4.125%
HK$48,975
baseline
▲ 0.50% · 4.625%
HK$51,955
+HK$2,980/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,950/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,269
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,644
−HK$1,395/mo
Today · 4.125%
HK$54,039
baseline
▲ 0.50% · 4.625%
HK$56,887
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,078/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,252
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,095
−HK$1,873/mo
Today · 4.125%
HK$62,968
baseline
▲ 0.50% · 4.625%
HK$66,799
+HK$3,831/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,936/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,917
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,685
−HK$1,794/mo
Today · 4.125%
HK$69,479
baseline
▲ 0.50% · 4.625%
HK$73,141
+HK$3,662/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,958/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,351 · Scale 2, in force from 26 Feb 2026)