LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,918
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,942
−HK$1,040/mo
Today · 4.125%
HK$34,982
baseline
▲ 0.50% · 4.625%
HK$37,111
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,964/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,621
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,603
−HK$997/mo
Today · 4.125%
HK$38,600
baseline
▲ 0.50% · 4.625%
HK$40,634
+HK$2,034/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,200/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,502
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,731
−HK$1,248/mo
Today · 4.125%
HK$41,979
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,958/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,945
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,124
−HK$1,196/mo
Today · 4.125%
HK$46,320
baseline
▲ 0.50% · 4.625%
HK$48,761
+HK$2,441/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,640/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,086
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,519
−HK$1,456/mo
Today · 4.125%
HK$48,975
baseline
▲ 0.50% · 4.625%
HK$51,956
+HK$2,981/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,950/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,270
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,645
−HK$1,395/mo
Today · 4.125%
HK$54,040
baseline
▲ 0.50% · 4.625%
HK$56,888
+HK$2,848/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,080/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,253
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,096
−HK$1,872/mo
Today · 4.125%
HK$62,968
baseline
▲ 0.50% · 4.625%
HK$66,800
+HK$3,832/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,936/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,918
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$67,686
−HK$1,793/mo
Today · 4.125%
HK$69,479
baseline
▲ 0.50% · 4.625%
HK$73,142
+HK$3,663/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,958/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$541,358 · Scale 2, in force from 26 Feb 2026)