LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,919
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,943
−HK$1,040/mo
Today · 4.125%
HK$34,983
baseline
▲ 0.50% · 4.625%
HK$37,112
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,966/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,622
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,604
−HK$996/mo
Today · 4.125%
HK$38,600
baseline
▲ 0.50% · 4.625%
HK$40,635
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,200/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,502
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,731
−HK$1,249/mo
Today · 4.125%
HK$41,980
baseline
▲ 0.50% · 4.625%
HK$44,534
+HK$2,554/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$83,960/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,946
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,125
−HK$1,195/mo
Today · 4.125%
HK$46,320
baseline
▲ 0.50% · 4.625%
HK$48,762
+HK$2,442/mo
Deposit HK$5.77M · loan HK$8.66M · min. income ≈ HK$92,640/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,086
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,520
−HK$1,456/mo
Today · 4.125%
HK$48,976
baseline
▲ 0.50% · 4.625%
HK$51,956
+HK$2,980/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,952/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,270
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,646
−HK$1,394/mo
Today · 4.125%
HK$54,040
baseline
▲ 0.50% · 4.625%
HK$56,889
+HK$2,849/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,080/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,254
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$61,097
−HK$1,872/mo
Today · 4.125%
HK$62,969
baseline
▲ 0.50% · 4.625%
HK$66,801
+HK$3,832/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,938/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,919
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,687
−HK$1,794/mo
Today · 4.125%
HK$69,481
baseline
▲ 0.50% · 4.625%
HK$73,143
+HK$3,662/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,962/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,366 · Scale 2, in force from 26 Feb 2026)