LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,922
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,946
−HK$1,041/mo
Today · 4.125%
HK$34,987
baseline
▲ 0.50% · 4.625%
HK$37,116
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,974/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,626
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,608
−HK$997/mo
Today · 4.125%
HK$38,605
baseline
▲ 0.50% · 4.625%
HK$40,640
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,210/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,507
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,736
−HK$1,248/mo
Today · 4.125%
HK$41,984
baseline
▲ 0.50% · 4.625%
HK$44,539
+HK$2,555/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$83,968/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,951
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,130
−HK$1,196/mo
Today · 4.125%
HK$46,326
baseline
▲ 0.50% · 4.625%
HK$48,767
+HK$2,441/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$92,652/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,091
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,525
−HK$1,457/mo
Today · 4.125%
HK$48,982
baseline
▲ 0.50% · 4.625%
HK$51,962
+HK$2,980/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,964/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,276
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,651
−HK$1,395/mo
Today · 4.125%
HK$54,046
baseline
▲ 0.50% · 4.625%
HK$56,895
+HK$2,849/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,092/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,260
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,104
−HK$1,872/mo
Today · 4.125%
HK$62,976
baseline
▲ 0.50% · 4.625%
HK$66,808
+HK$3,832/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$125,952/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,926
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,695
−HK$1,793/mo
Today · 4.125%
HK$69,488
baseline
▲ 0.50% · 4.625%
HK$73,151
+HK$3,663/mo
Deposit HK$1.44M · loan HK$12.99M · min. income ≈ HK$138,976/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,426 · Scale 2, in force from 26 Feb 2026)