LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,925
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,949
−HK$1,041/mo
Today · 4.125%
HK$34,990
baseline
▲ 0.50% · 4.625%
HK$37,119
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,980/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,629
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,611
−HK$997/mo
Today · 4.125%
HK$38,608
baseline
▲ 0.50% · 4.625%
HK$40,643
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,216/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,510
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,739
−HK$1,249/mo
Today · 4.125%
HK$41,988
baseline
▲ 0.50% · 4.625%
HK$44,543
+HK$2,555/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$83,976/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,955
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,134
−HK$1,196/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$48,772
+HK$2,442/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,095
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,529
−HK$1,457/mo
Today · 4.125%
HK$48,986
baseline
▲ 0.50% · 4.625%
HK$51,967
+HK$2,981/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,972/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,281
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,395/mo
Today · 4.125%
HK$54,051
baseline
▲ 0.50% · 4.625%
HK$56,900
+HK$2,849/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,102/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,265
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,109
−HK$1,873/mo
Today · 4.125%
HK$62,982
baseline
▲ 0.50% · 4.625%
HK$66,814
+HK$3,832/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$125,964/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,932
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,700
−HK$1,794/mo
Today · 4.125%
HK$69,494
baseline
▲ 0.50% · 4.625%
HK$73,157
+HK$3,663/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$138,988/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,473 · Scale 2, in force from 26 Feb 2026)