LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,926
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,950
−HK$1,041/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$37,120
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,630
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,612
−HK$997/mo
Today · 4.125%
HK$38,609
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,218/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,511
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,740
−HK$1,249/mo
Today · 4.125%
HK$41,989
baseline
▲ 0.50% · 4.625%
HK$44,544
+HK$2,555/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$83,978/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,956
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,135
−HK$1,196/mo
Today · 4.125%
HK$46,331
baseline
▲ 0.50% · 4.625%
HK$48,773
+HK$2,442/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$92,662/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,096
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,530
−HK$1,457/mo
Today · 4.125%
HK$48,987
baseline
▲ 0.50% · 4.625%
HK$51,968
+HK$2,981/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,974/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,282
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,657
−HK$1,395/mo
Today · 4.125%
HK$54,052
baseline
▲ 0.50% · 4.625%
HK$56,902
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,104/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,267
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$61,110
−HK$1,873/mo
Today · 4.125%
HK$62,983
baseline
▲ 0.50% · 4.625%
HK$66,816
+HK$3,833/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$125,966/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,934
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,702
−HK$1,794/mo
Today · 4.125%
HK$69,496
baseline
▲ 0.50% · 4.625%
HK$73,159
+HK$3,663/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$138,992/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,486 · Scale 2, in force from 26 Feb 2026)