LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,927
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,951
−HK$1,040/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$37,121
+HK$2,130/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,631
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,613
−HK$997/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,645
+HK$2,035/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,512
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,741
−HK$1,249/mo
Today · 4.125%
HK$41,990
baseline
▲ 0.50% · 4.625%
HK$44,545
+HK$2,555/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$83,980/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,957
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,136
−HK$1,196/mo
Today · 4.125%
HK$46,332
baseline
▲ 0.50% · 4.625%
HK$48,774
+HK$2,442/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$92,664/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,097
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,531
−HK$1,457/mo
Today · 4.125%
HK$48,988
baseline
▲ 0.50% · 4.625%
HK$51,969
+HK$2,981/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,976/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,283
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,658
−HK$1,395/mo
Today · 4.125%
HK$54,053
baseline
▲ 0.50% · 4.625%
HK$56,903
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,106/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,268
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,112
−HK$1,873/mo
Today · 4.125%
HK$62,985
baseline
▲ 0.50% · 4.625%
HK$66,817
+HK$3,832/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$125,970/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,935
−HK$3,562/mo
▼ 0.25% · 3.875%
HK$67,703
−HK$1,794/mo
Today · 4.125%
HK$69,497
baseline
▲ 0.50% · 4.625%
HK$73,161
+HK$3,664/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$138,994/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,496 · Scale 2, in force from 26 Feb 2026)