LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,927
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,952
−HK$1,040/mo
Today · 4.125%
HK$34,992
baseline
▲ 0.50% · 4.625%
HK$37,121
+HK$2,129/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$69,984/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,631
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,614
−HK$996/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,646
+HK$2,036/mo
Deposit HK$7.22M · loan HK$7.22M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$7.76M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,513
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,742
−HK$1,249/mo
Today · 4.125%
HK$41,991
baseline
▲ 0.50% · 4.625%
HK$44,546
+HK$2,555/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$83,982/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,958
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,136
−HK$1,196/mo
Today · 4.125%
HK$46,332
baseline
▲ 0.50% · 4.625%
HK$48,775
+HK$2,443/mo
Deposit HK$5.78M · loan HK$8.66M · min. income ≈ HK$92,664/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,098
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,532
−HK$1,457/mo
Today · 4.125%
HK$48,989
baseline
▲ 0.50% · 4.625%
HK$51,970
+HK$2,981/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$97,978/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,284
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,659
−HK$1,395/mo
Today · 4.125%
HK$54,054
baseline
▲ 0.50% · 4.625%
HK$56,904
+HK$2,850/mo
Deposit HK$4.33M · loan HK$10.11M · min. income ≈ HK$108,108/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,269
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$61,113
−HK$1,873/mo
Today · 4.125%
HK$62,986
baseline
▲ 0.50% · 4.625%
HK$66,818
+HK$3,832/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$125,972/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,936
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$67,705
−HK$1,794/mo
Today · 4.125%
HK$69,499
baseline
▲ 0.50% · 4.625%
HK$73,162
+HK$3,663/mo
Deposit HK$1.44M · loan HK$13.00M · min. income ≈ HK$138,998/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$541,507 · Scale 2, in force from 26 Feb 2026)